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© Copyright 2007 SEACREST INVESTMENT MANAGEMENT, LLC

There is no assurance that an investment will achieve its objective. Investments are subject to market risk, which is the possibility that the market values of the investment will decline and that the value of any investment may therefore be less than what you paid for it. Accordingly, you can lose money investing. Investments in foreign markets entail special risks such as currency, political, economic, and market risks. The risks of investing in emerging-market countries are greater than the risks generally associated with foreign investments. Past performance is no indication of future results.